Merchant Services

UBC offers a variety of products and services to assist merchants at the point-of-sale including authorization and processing services for credit cards, debit cards, EBT, prepaid and gift and loyalty cards.

UBC has an expansive selection of credit card terminals, printers, pin-pads, online gateways and POS systems available for purchase or lease.

In addition to credit card processing, UBC offers industry tailored services such as electronic age verification and check guarantee/conversion.

UBC is a registered transaction processor for Visa, MasterCard, Discover, American Express, Diners Club and JCB credit cards. UBC is certified to process payment transactions on virtually every point-of-sale (POS) register, software or credit card terminal system on the market.

UBC is a full service processor providing all of our merchant account clients with in-house 24/7 customer service and technical support. Although we provide a wealth of standard credit card processing services, we also have a variety of customized solutions to fit any business requirement.

Retail Merchants

Credit card terminals, printers, pin-pads, online gateways and POS systems for the retail environment

Restaurant Solutions

Payment solutions specifically suited to the food services and hospitality industry.

Wireless / Mobile

Wireless Credit Card Processing Terminals

Wireless brings a new level of convenience for businesses that accept credit on the go


An e-Commerce account is the perfect way to expand your business and reach new markets

Gift and Loyalty Cards

Complete gift and loyalty card program that can accommodate any merchant.

Check Guarantee

Program allows you to accept checks safely and confidently

ATM Solutions

atm machines

Create an additional revenue stream, increase customer traffic, improve customer satisfaction

Cash Register Programs

Casio Cash Register integrated Credit Card Processing

The first electronic cash register with integrated credit card processing for Retail and Restaurant Environments

Lowest Rate Guarantee

If you are offered a lower rate from any authorized merchant services provider, call or email us. We'll match any verifiable offered rate.

Featured on NBC News