High Risk Merchant Services Payment Gateway Solutions

High Risk Credit Card Processing

UBC is a leading provider of processing solutions for merchants in every category of business. Whether you are a merchant that is a retailer, key transactions or have an internet business we have a solution for you. We are leaders in placing, servicing and providing a quality business experience for your credit card processing. We provide domestic and lnternational (off-shore) merchant accounts. We have also built the infrastructure to assist those merchants in the high risk category with state of the art servicing and cutting edge technology in risk management. We also work with those merchant’s that have experienced being declined, shutoff, closed, cancelled and are not able to easily get a merchant account. Taking care of our merchants is our business.

Our technology and expertise is designed for you, the merchant. By delivering improved efficiency and productivity for our merchants, they have found themselves to be far more productive and able to focus on their business because they have partnered with us for their bankcard processing needs.

Multiple Underwriting Banks

We have developed a suite of solutions that increase sales and build customer loyalty for our merchants. We are always working for you our merchant to continually develop custom payment and reporting solutions that meet or exceed our merchant’s specific needs. Whether it is in authorization, data capture, settlement and reporting requirements we will have a High Risk Merchant Solution for you.

Our office is one of the leading high risk merchant solution in the U.S.A. for bankcard transactions. We have forged strategic and lasting relationship with banks across America as well as international banks. As a merchant, come and see how our solutions can meet and exceed your processing needs.


High Risk Processor

There are many companies out there promising rates that are too good to be true and guess what, they are! Every company that provides credit card processing services to merchants have the same costs structure as everyone else.

The only difference between all these companies is how much they want to make at your expense for processing your customer's credit cards.


Our Authorize.net, NMI or USAEPAY Virtual Terminals are easy to use. No need to waste computer memory with additional software. Simply log on to the Internet and start processing transactions.

  • No Locked-In Contracts or Cancellation Fees - Risk Free!
  • Lifetime Warranty and Replacement
  • Custom Programming and Design
  • 24 Hour/7 Day Live Technical Support
  • Accept all Major Credit Cards
  • Guaranteed Lowest Merchant Account Rates
Benefits At a Glance
Customizable keypad layout with a simple, user friendly online wizard
Track your daily cash, check and credit card sales as well as taxable and non taxable sales
Customizable keypad layout with a simple, user friendly online wizard
Dial-Up or Ethernet connection
30 department keys, 72 item keys

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And, Yes...It's 100% FREE!

Sign up for our credit card processing service and UBC will provide you with a brand new Ingenico state-of-the-art Check reader, free of charge!

Your Verifone Ingenico check reader will arrive preprogrammed from UBC Services in as little as 48 hours and will simply need to be plugged in to a power outlet and phone port to be ready for use. The terminal will automatically connect to UBC Services's network and you can begin accepting transactions immediately!