Debit Cards
Over the past few years, we
at United Bank Card have found that many of our customers
(and many of their customers too) prefer to pay by debit
rather than credit, cash or check. As this sector of the
market grows rapidly, United Bank Card is at the forefront
of offering this safer, faster and more cost-effective
payment avenue to merchants of all sizes.
Merchants who accept pin-based debit transactions reduce
the cost of accepting credit cards significantly by paying
a flat transaction fee rather than a percentage-based
commission. Pin-based debit transactions virtually eliminate
the possibility of fraud and chargebacks while standard
options such as debit surcharges and 'cashback' are also
available.
As part of our standard offering, all merchant account
holders through UBC receive a debit card-ready credit
card terminal - FREE OF CHARGE. The Nurit 8320 state-of-the-art
terminal includes a built-in pin-pad to assist in debit
transactions. The Nurit 8320 arrives at your door pre-programmed
and ready to use. It couldn't possibly be easier.
And once you're using the 8320 terminal, you can take
advantage of the fact that United Bank Card is connected
to virtually every ATM, EBT and debit network, including
NYCE, STAR, Explorer, Pulse, Maestro, Shazam, Cash Station,
Jeanie, MPACT, AFFN, Quest and the Visa Interlink network
which gives your customers multiple options and makes
transactions at your register smooth, simple and profitable.

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